NEW CITY. A SMALL HEAD START.
Getting settled comes with enough decisions.
Here are a few good places to start.
A personal shortlist for life in Singapore.
A good deal should be clear. Some links are referrals. You’ll see what you get, what I get, and the conditions before you click.
How it works →THE SHORTLIST
Useful picks, with the details up front.
Prices and offers are dated snapshots.
Electricity and connectivity for your home.
Electricity, sorted.
Fixed electricity rates make it easier to budget. Compare the rate with the length of your lease before choosing a contract.
S$20 electricity bill rebate on eligible online sign-ups.
S$20 electricity bill rebate for a qualifying referral.
Online sign-ups only. Give Us A Try and Get It 7 To 7 are excluded.
88309485A local line with room to roam.
SIM-only plans keep the monthly cost straightforward. Regional roaming allowances are useful if you travel around Asia.
Benefit not yet verified. Check the provider’s offer before signing up.
Reward not yet verified.
A personal code and both parties’ benefits still need to be added and verified.
Personal referral code coming later. Visit VIVIFI ↗
Home internet, up and running.
A range of home broadband plans, with discounted options through Friends with Benefits. Check installation charges and router needs before ordering.
Discounted monthly subscriptions on selected FWB broadband plans.
Base credit of S$2/month for 24 months (S$48 total); higher tiers depend on active referrals.
New broadband subscriptions ordered online using the referral link and FWB promo code.
FWBBanking, investing and payments.
A place to start investing.
A platform for advised portfolios and fund selection, with published fees. Compare the costs and account eligibility before deciding whether it fits your needs.
S$20 in Endowus Fee credits.
S$20 in Endowus Fee credits.
Invest at least S$1,000 and remain invested for at least 90 days.
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Everyday banking and cards.
Trust's credit cards have no annual fee and no foreign transaction fee from Trust, making them useful to compare for everyday and overseas spending. Check the card's approval requirements and repay in full to avoid interest.
An eligible new credit-card signup gets a golden scratch card with cashback up to S$8,000. Choose Freedom Stockback during signup for a stock gift worth up to US$8,000 instead. Rewards vary; the maximum is not guaranteed.
S$50–S$8,000 cashback from a golden scratch card for an eligible credit-card referral. For a savings-account referral, I get S$8–S$1,888 cashback instead.
Be new to Trust and use the owner's referral code when signing up for an eligible credit card.
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Cashback opportunities on eligible PayNow payments.
Use Google Pay for PayNow payments to earn scratch cards with a chance of cashback on eligible transactions. Opt in to offers and rewards, then check the current offer in the app: cashback is not guaranteed on every payment.
S$3 advertised in my shared invitation after opting in to offers and rewards and making your first eligible payment of at least S$10. Confirm the current amount in the app; Google's public help page instead lists S$5.
Google's public Singapore help page lists S$5 for the referrer after a first supported transaction. My reward for this S$3 invitation has not been confirmed.
New accounts only. Enter 0z75b6u, opt in to offers and rewards, and check the first-payment requirements before paying.
0z75b6uA guide to credit-card signup offers.
The MileLion compares Singapore credit cards and signup offers. Read the latest offer terms, minimum spending and annual fees before applying; its application links may be affiliate offers.
Places to shop for everyday purchases.
An online marketplace for everyday purchases.
Shopee is useful for comparing household essentials and other purchases. Check seller reviews, delivery dates, shipping costs and return terms before ordering.
Cashback, points and miles on everyday spending.
Cashback on shopping you already planned.
ShopBack lets you earn cashback by clicking through to participating shops before buying. Compare the final price first, and treat cashback as a bonus: tracking and confirmation can take time.
Earn Max Miles on eligible purchases.
HeyMax is an option for collecting travel rewards on purchases you already plan to make. Compare the final price and rewards with other shopping platforms before choosing where to buy.
200 Max Miles after phone verification and an approved qualifying purchase.
200 Max Miles per qualifying referral; 500 from my 11th qualifying referral onwards. Earlier rewards are not increased.
Enter BF7459E5 during signup, even when using the install link. New users must verify their phone and complete an approved purchase within 180 days.
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Singapore Airlines' everyday spend rewards app.
Kris+ lets you earn miles at participating shops and dining outlets. Eligible purchase miles can be transferred to KrisFlyer for flight rewards within the permitted window; referral bonus miles stay in Kris+ for spending.
500 KrisPay miles, advertised as S$5 for spending in Kris+. This is not cash or transferable flight miles.
500 KrisPay miles, advertised as S$5 for spending in Kris+, after your qualifying transaction.
New Kris+ users: register with S116144 and make a payment of at least S$5 through Apple Pay or Google Pay in Kris+ at a Singapore partner.
S116144Points for everyday shopping.
Yuu lets you earn and redeem points across participating brands. Check the app for current partners and offers before shopping.
Coffee, bakery treats and food delivery.
An app-ordered coffee to get started.
Luckin lets you order and pay in its app before picking up your drink. The S$0.99 first-drink offer makes it an inexpensive option to try; check the eligible menu and nearby outlets in the app.
Your first eligible drink for S$0.99. Luckin also advertises this as a general new-user offer; an extra recipient benefit exclusive to the referral has not been established.
A coupon for my next eligible drink at S$0.99 after you register through my invitation and make your first qualifying purchase.
For eligible new users. Open the invitation before registering; I receive my reward after your first qualifying purchase.
Cake, bakery treats and PB Rewards.
Paris Baguette is an option for a cake slice or bakery stop. Its free PB Rewards membership offers referral vouchers alongside purchase rewards; check participating outlets and voucher terms before ordering.
A 50%-off voucher for an eligible sliced or short cake after successful signup and your first transaction, according to PB's public FAQ. Check voucher availability before expecting a discount on your first purchase.
A S$2 voucher after you sign up through my invitation and make your first qualifying transaction.
Sign up through my PB Rewards invitation and make your first qualifying transaction to trigger both rewards.
Rewards for bakery and dining stops.
BreadTalk Group Rewards brings participating food outlets' vouchers and purchase rewards into one app. It can be useful for regular bakery or dining stops; check where your vouchers work before topping up store credits.
A S$2 Cash eVoucher for an eligible new signup using my referral code.
A S$2 Cash eVoucher when you sign up with my code and make your first in-app top-up or purchase.
New signups only. Use my referral code when registering; your first in-app top-up or purchase triggers my reward.
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Food delivery with a new-user voucher.
foodpanda is an option when you want food delivered rather than heading out. Compare the full checkout total and delivery time before ordering, and check that the restaurant and basket qualify for your voucher.
One S$12 food delivery voucher when you sign up through my invite link, as shown in the supplied app screen. Check the voucher's redemption terms before ordering.
S$8 worth of vouchers once you place your first qualifying order of at least S$15, according to the supplied app screen.
Sign up through my invitation link. Your first qualifying order must be at least S$15 to trigger my S$8 voucher reward.
Rides, shared cars and activities.
Another option for getting around Singapore.
TADA is a ride-hailing option to compare when you need a car. Check the quoted fare and pickup time alongside other apps before booking; the cheapest option can vary by trip.
Ride voucher(s) advertised in the shared invitation for new accounts using SIFBFQ. The number, value and eligibility have not been independently verified; check the app before booking.
Reward not yet verified.
Use SIFBFQ during new-account signup. Confirm the voucher value and conditions in the app before expecting a discount.
SIFBFQ
Book a shared car when you need to drive.
GetGo is an option for occasional self-drive trips without owning a car. Compare the hourly and mileage charges with other transport options, and check account approval, vehicle availability and booking responsibilities before driving.
S$8 off your first drive when you sign up with my referral code.
S$8 off my next drive, applied automatically after you complete your first drive.
Use 14EZKE45 during new-account signup. Complete your first drive to trigger my next-drive discount.
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Book attractions, activities and travel extras.
Klook is useful for comparing attraction tickets, tours and travel extras in Singapore and abroad. Compare the final price with booking directly, and check the cancellation rules and voucher eligibility before paying.
An S$5 promo code when you sign up through my referral, as shown in the supplied app screen.
An S$5 discount after you sign up through my referral and complete a booking, as shown in the supplied app screen.
New users: sign up through my referral link or use 5FGBPA during signup. My reward is triggered after you complete a qualifying booking.
5FGBPARides, food and groceries in one app.
Grab offers rides, food delivery and groceries in Singapore. Compare the full fare or order total and estimated arrival time with other apps before booking.
Help with deliveries and everyday tasks.
An app for arranging local deliveries.
Lalamove is an option for sending items locally when you need a delivery vehicle. Compare the quote, vehicle capacity and pickup details before booking, especially for larger items.
A coupon on signup is advertised in my shared invitation. Its current value, availability and redemption terms have not been independently verified.
Reward not yet verified.
Current offer unverified: the public programme terms cover September 2026 only. Confirm an active offer in the app before expecting a coupon.
BfIj6bQbA few more referrals, beyond Singapore.
An extra referral, wherever you are.
An online shop for supplements and everyday essentials. This referral is international, so check the offer and delivery options for your country.
Benefit not yet verified. Check the provider’s offer before signing up.
10% in Rewards on a new customer’s order; 5% on returning customers’ orders.
Rewards are subject to the programme terms and qualifying orders.
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An international email service referral.
Fastmail is a paid email service with calendar and contacts tools. This is an international referral, useful wherever you are; compare its plans and features with your current email setup before switching.
10% off Fastmail purchases for your first year when you sign up and pay using my referral link.
Fastmail advertises a $10 reward paid to me through PartnerStack per qualifying new customer. The payout currency has not been independently verified.
For new customers using my referral link. This international offer is not specific to Singapore.
Each provider page explains eligibility, costs and referral steps, with links to the original sources. Missing details are marked clearly.
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